Personal money tracker

A personal cash book that stays on your phone.

Record money in, money out, and moves between wallets in seconds. Plan budgets, track freelance hours, and always know where your money is.

  • Works offline
  • Data stays on device
Tanukonomy Home screen: total cash, this month’s income and expenses, active budget, and freelance summary
Three questions, one book

Personal finance comes down to three things.

  1. 01

    Where is my money?

    Bank accounts, e-wallets, and cash become wallets. Each balance and the total are always in view.

    Wallets
  2. 02

    What happened to it?

    Every income, expense, and transfer is recorded with its date, wallet, and category.

    Transactions
  3. 03

    Where is it planned to go?

    Budgets split your spending plan into items, then show how much has been used.

    Budgets
Features

Everything you need to keep track of your money.

RECORD

Record in seconds

One RECORD button in the middle of the screen. Pick out, in, or transfer, type the amount, done. Your usual wallet is already selected, and you see the balance that follows.

  • Quick +10k, +50k, +100k buttons
  • Record again for repeating transactions
  • Recorded by mistake? Delete, then undo
Record Expense form with Rp45,000 from the Cash wallet
Wallets

Every balance in one place

Bank, e-wallet, cash, and savings sit side by side, with cash records that are always accurate. Moves between wallets are recorded as transfers, so your income and spending reports stay clean.

  • Total cash across active wallets
  • Transfers don’t skew your reports
  • Balances recomputed from history
Wallet list: BCA, GoPay, Cash, and Savings with their balances
Budgets

Plan, then track

Build weekly or monthly budgets from your spending items. A budget is a plan, so your balance stays intact; you simply see how much is spent and how much is left.

  • Items with quantity × unit price
  • Templates for recurring budgets
  • Signals when an item nears its limit
September budget detail: planned, spent, remaining, and progress per item
Transactions

History that’s easy to read

Transactions are grouped by day, with this month’s net flow on top. Search notes or categories, then filter by type.

  • Net flow per month
  • Fast search and filters
  • One color, one meaning
September 2026 transaction history with net flow and a daily list
For freelancers

Work done isn’t money received.

Log hours per project, group them into invoices, then record the payment when it actually arrives. Your wallet only grows when the money is in, so you never feel richer than you are.

Worklog per project
Hours × rate, calculated for you
Pending invoices
With the expected payment date
Deductions
Tax or platform fees, gross and net kept apart
Freelance screen: 24 hours worked, Rp3,600,000 earned, one pending invoice
Privacy

Today, your data stays on your phone.

Tanukonomy started with no servers. Right now, every record is stored only on your own device, so there is nothing for us to read, sell, or leak.

  • Start with no account

    Try the app right now, no sign-up. An account is coming later for optional features like sync and a premium plan.

  • No bank connection

    You do the recording. No bank passwords, no account access.

  • Your data isn’t sold

    We don’t sell or share your data with advertisers. Basic usage analytics for product improvement will be introduced transparently later on.

  • Works offline

    Record on the train or at the market, signal or not.

In the works: an optional account for syncing across devices and a premium (freemium) plan, plus basic usage analytics for product improvement. All of it will be announced transparently and this privacy policy updated before it goes live — the core recording features will keep working without an account.

Read the privacy policy →
Coming next

What we’re planning next.

These features follow the same privacy principles as the account and sync above: optional, and announced before they go live.

  • Coming soon

    Automatic recording

    Transaction notifications, receipt photos, and voice notes turned into a RECORD draft you review and confirm — never saved outright on their own.

  • Coming soon

    A financial insight dashboard

    Income and spending trends, your biggest spending categories, and monthly patterns, read from the history you’ve already recorded.

  • Coming soon

    Shared records

    Manage wallets and budgets together with a partner or a small team, with control over who can see and record what.

All of it will be optional and explained in the privacy policy before launch. Read the privacy policy →

Dark mode

Easy on the eyes, day and night.

Dark mode uses warm charcoal instead of pure black, and money in and money out stay easy to tell apart.

Transaction history in light mode
Transaction history in dark mode
Getting started

Three steps, five minutes.

  1. Create your first wallet

    Add a bank account, e-wallet, or cash with today’s balance.

  2. Record transactions

    Tap RECORD whenever money moves. The tanuki shows you around each screen.

  3. Set a budget

    Split this month’s spending plan into items, then watch what’s left.

FAQ

Common questions

Is Tanukonomy free?

Yes, core recording is free. An optional premium plan (freemium) with extra features will come later, and we’ll give plenty of notice before any change.

Does Tanukonomy connect to my bank account?

No. Tanukonomy is a notebook: you record each transaction yourself. The app doesn’t move money, doesn’t pay, and never asks for bank logins.

Where is my data stored?

Right now, only on your phone — there’s no account yet, so we can’t see your records. An optional account for syncing is in the works; recording locally without an account will keep working.

Does the app use analytics or track me for ads?

Right now, there’s no third-party analytics or ad tracking inside the app. Later on we plan to add basic usage analytics to understand and improve the app — not to sell data or show ads. We’ll update this privacy policy and let you know before that goes live.

What happens if I switch phones or uninstall?

Because data lives only on the device, uninstalling also deletes your records. Export and file backup are in the works.

Can I use it on more than one device?

Not yet. Right now your records live on a single device. Syncing data across devices is planned as an optional feature you turn on yourself — until then, the app keeps working fully offline as it does today.

Is it available on iPhone?

The closed beta starts on Android through Google Play. iOS will follow.

Which currencies are supported?

Indonesian Rupiah for now. Amounts are stored in cents, so totals never drift from rounding.

Why a tanuki?

The Shigaraki tanuki statues of Japan carry a ledger and symbols of prosperity. Ours is a bookkeeper who keeps you company on every screen.

Be one of Tanukonomy’s first testers.

We’re looking for Android users willing to track their money for two weeks and share honest feedback.

Sign up for the beta